Strategic Market & Financial Report

Market Valuation & Seller Net Sheet Analysis

Prepared for: Darrel Chamberlain
Daniel Kereczman Adobe Real Estate 702-646-6442

Executive Summary: The Reality of the Market

The Providence market (89166) has shifted. While your home is listed at $534,900, direct competition is selling significantly lower. Specifically, a similar-sized home nearby sold for $475,000 just days ago, and new construction homes built in 2023 are selling for $540,000. Buyers are choosing the brand-new homes over resale at this price point.

174 Days Total Time on Market
$515k - $519k True Market Value
~$69,500 Est. Net at $519k
2. Neighborhood Market Map Visualizing the Competition

This schematic shows why buyers are hesitating. You (Blue) are priced near the New Builds (C) but are surrounded by lower-priced sales (A).

Map not to scale • For Schematic Analysis Only
10668 Berkshire
List: $535k
SOLD: $475k
(Direct Neighbor)
SOLD: $618k
(Larger Home)
NEW BUILD: $540k
(2023 Construction)
Active: $638k
(Much Larger)
3. Sold Comparables (The Hard Data)
[cite_start]
Map Address Date Sold Sold Price $/Sq.Ft. Sq.Ft. Analysis
A 10631 Auburn Springs Ave Dec 16, 2025 $475,000 $257 1,847Sold for $10k under list. Smaller, but establishes a low floor. [cite: 316]
C 6850 Sweet Bay St Mar 31, 2025 $540,000 $214 2,526 New Construction (2023). Identical size. [cite_start]Buyers prefer this for the same price. [cite: 165]
B 10623 Auburn Springs Ave Sep 03, 2025 $618,000 $206 2,997 Much larger (approx 3,000 sq ft). [cite_start]Justifies higher price. [cite: 316]
Current Competition
[cite_start]
Map Address DOM* List Price $/Sq.Ft. Notes
YOU 10668 Berkshire Woods Ave 174 $534,900 $212Danger Zone. High Days on Market (174) signals "overpriced" to agents. [cite: 307]
D 6425 Scotts Crossing St 149 $638,888 $213 Listing is stagnant. [cite_start]Larger home (5 Bed/3 Bath). [cite: 307]
4. Financial Analysis: Seller's Net Estimates

The table below compares your Current Net Sheet (based on the $535k list price) with the Recommended Price Strategy. Note: We kept your fixed costs (Escrow, Title, HOA) conservative, even though they might decrease slightly with price.

Current List Price ($535k)
Sales Price $535,000.00
Mortgage Payoff ($428,800.00)
Closing Costs (Title/Escrow/HOA) ($7,052.50)
Commissions (Total) (~$13,375.00)
Tax Prorations ($596.40)
Est. Net Proceeds: ~$85,176*
[cite_start]
*Based on uploaded Net Sheet Estimate [cite: 337]
Recommended Strategy ($519k)
Sales Price $519,000.00
Mortgage Payoff ($428,800.00)
Closing Costs (Adjusted Taxes) (~$6,970.00)
Commissions (2.5% Buyer Side) (~$12,975.00)
Tax Prorations ($596.40)
Est. Net Proceeds: ~$69,658**
**Estimate includes Transfer Tax savings and lower Commission.
The "Cost of Waiting": The current list price of $535k is netting $0 active offers. Every month we hold involves mortgage payments, HOA fees, and insurance. Adjusting to $519,000 makes us competitive against the New Builds and secures approximately $69,000 - $70,000 in equity now, rather than risking a lower appraisal later.
Data Sources: MLS CMA [darrell QuickCMANew5934.pdf], HouseCanary Valuation [10668 Berkshire Woods Ave.pdf], and First American Title Net Sheet [darrel dec 2025 net sheet.pdf].
Disclaimer: This is an estimate for discussion purposes only. Actual closing costs and net proceeds may vary.